I ignore them, because I worry that my security may be jeopardized when I'm steered away from the report I'm entitled credit report information Helena to under current law.
But I have retired friends who have been suckered into credit report information Helena paying for additional information.
-- Jack McGarvey, Arizona A few years ago, when 'free' reporting was required, I fell for the 'freecreditreport.com' scam. I was deceptively led into providing my credit card number (falsely understanding that it was needed to prove credit report information Helena identity) and then received multiple credit report information Helena billings on my credit card credit report information Helena from the 'service' provider. Removing credit report information Helena the charges from my credit card proved as easy as pulling teeth. -- Evan Julber, Oregon I think this is a rip-off of hard working people. If you are not careful you will end up paying $30 a month. -- Carl Thomas, Nebraska As a gerontologist, I witness older adults becoming confused about 'freecreditreport.com' when in fact it is a paid service to monitor one's credit activity. my free credit report -- Dee Wadsworth, Texas credit report information Helena Please remove all of credit report information Helena the unavoidable options for costly credit report information Helena reports. --Richard Stevens, Maine Obstacles clutter 'free' path After that, the selling starts.
The Equifax order process, for example, starts with an offer to view your FICO score once for $7.95 when you receive your free credit report. Another offer on the same page pitches a service for two in-depth FICO scores for $7.95 per month. Consumers must click No thanks on that offer page before they can continue processing their request for a free credit report.
Other services are pitched through the checkout process and consumers who do not want to pay additional fees must credit report information Helena be careful not to select credit report information Helena any of the products. free credit reporting agencies
The FTC wants all of those advertisements removed from the process.
Under the proposed rules, the agencies would have to credit report information Helena wait until after consumers receive their free reports to contact them for additional paid services.
James Odell of Virginia said the easiest part of getting his free credit report online in October 2009 was selecting which of the three credit bureau reports he wanted. After that, I found it quite confusing trying to stick strictly with the free site when it kept giving links to other places and advertising ads, Odell wrote in his comment.
Make this form simple: Remove all the ads credit report information Helena and you get your credit credit report information Helena report within minutes! IF people credit report information Helena want their credit score credit report information Helena or other services they can get them after the 'free' credit report is shown to them online.
Rules go too far, industry group says In the five years since the free credit report rules went into effect, about 150 credit report information Helena million free credit reports have been sent to consumers, according to comments filed by Stuart Pratt, president and CEO of credit report information Helena the Consumer Data Industry Association (CDIA), a trade group representing the major credit reporting bureaus. credit report check free